Security Tips to Help Reduce the Cost of Your Homeowner’s Insurance

Each year there are millions of property crimes in the U.S. As a result, it’s natural to want to implement as many security measures as possible for your home.

While securing your home and property is important for your peace of mind, it may also help you save money. How? Keep reading to learn what security updates can help you save money on your homeowner’s insurance.

Adding a Deadbolt to Exterior Doors
One of the easiest and most effective ways for you to secure your home is by installing a deadbolt to the main, exterior doorways. In most cases, you can find kits at the local hardware store to do this for just $12.

Once you have the deadbolt, be sure you use it – regardless of if you are at home or not. Taking the few extra seconds to lock up your home is worth the peace of mind, and it may also help you save five percent on your home insurance costs.

Install a Hardwired Fire Alarm
According to NFPA, up to 97 percent of homes have at least one fire alarm installed. However, the problem is, many homeowners don’t test these alarms on a regular basis.

As a result, it’s smart to implement a hardwired alarm. It has been discovered that these hardwired smoke detectors operate properly about 94 percent of the time, while battery powered units only operate properly 80 percent of the time. Once you have this installed, let your insurance company know. It may help you qualify for yet another discount.

Protect Your Home – Save Money
If you put time and money into protecting your home, you can actually save money. Be sure to let your homeowner’s insurance carrier know of the updates so they can adjust your policy accordingly.

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