Have you made the decision to have a safe installed in your home? While some prefer to store valuable items in a safe deposit box at a bank, there are several advantages offered by the use of a fireproof safe in your home.
For example, the items that remain in your home are usually covered by your homeowner’s insurance policy, and the items stored in a bank won’t be covered if theft or a natural disaster occurs. There are other times you may need immediate access to the documents being stored.
Some of the items you should always keep in your home safe are listed here.
Insurance Policies
When you need to make a claim on any insurance policy, it’s important to make it as soon after the incident as possible. If your home is damaged during a holiday event, it could be several days before you can actually get back into the bank and gain access to your safe deposit box.
If your home happens to be injured because of a natural disaster, your local bank may also be damaged. By keeping your agent’s contact information and your policies in your home safe, you can access them immediately.
Personal Documents
Social security cards, wills, birth certificates, and passports are all crucial to have. Many people opt to have these in a bank deposit box or in a normal file at home. The issue here is that the bank may not be open when you need your documents, making it hard for you to handle emergency situations.
If you keep these documents at home, but not in a fireproof safe, it’s putting them at risk for all types of potential damage. No one wants to search for their passport or birth certificate to find it’s been water damaged or shredded.
Family Photos
It doesn’t matter if your photos are in albums or if they are digital copies you have stored away, it’s smart to keep them in your home’s safe. The safe is going to keep these irreplaceable items safe if a fire or another type of natural disaster occurs.
Some of the other items to keep in your home safe include jewelry, keys, and anything else you may need access to quickly.
